Ferguson Wealth Management

Ferguson Wealth ManagementFerguson Wealth ManagementFerguson Wealth Management

Ferguson Wealth Management

Ferguson Wealth ManagementFerguson Wealth ManagementFerguson Wealth Management
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    • Home
    • Philosophy | Process
    • Contact Us
    • Client Access
    • Our Team
    • Services
  • Home
  • Philosophy | Process
  • Contact Us
  • Client Access
  • Our Team
  • Services

  “Wealth is not determined by investment performance, but by investor behavior.”  - Nick Murray 

OUR MISSION

The pursuit of financial security is a lifelong journey.  When life changes, your actions and your financial plan will likely follow suit.   We take great pride in building strong relationships.  Where trust exists, so does great power.  It is with this great responsibility that we serve our clients by guiding their financial footsteps. Something worthwhile is never easily attained.  We strive to be a catalyst for some of your life's most meaningful achievements.





OUR TEAM

Andrew Ferguson ChFC® - Founder, Advisor

Andrew spent time growing up in Geneva Switzerland and Johnson City Tennessee. Andrew is a graduate of Science Hill High School, and attended Appalachian State University where he graduated Summa Cum Laude with a degree in Building Science and Business.  Andrew is a Chartered Financial Consultant ChFC®


Andrew began his career in the financial services industry in 2013, working with two large national firms. In 2020 Andrew made an intentional move to position his practice on an independent platform where he could remove the large firm bias. Offering a low volume, high touch point feel by providing tailored advice and service. Ferguson Wealth Management was founded as a result of this vision.  With a background in construction management and fine building, Andrew uses many of the skillsets derived from a prior career to design, coordinate, build and maintain his clients plans.

 

Andrew Lives in Johnson City Tennessee with wife Maci, son Eli and daughter Nora.

Michelle Odom - Director of Client Services

Michelle and Andrew have worked together in the financial services industry since 2015.  Michelle manages internal operations of the practice, and prides herself on providing exceptional customer service to our clients.  Michelle was born in Tampa FL, but grew up in the hills of Tennessee.  She currently lives in Elizabethton TN with her husband Michael.  She enjoys spending time with her husband and children, serving at her church, and is active on the mission field. 

Cedric Worley - Risk Management Specialist

Originally from Central North Carolina, Cedric has lived in the Tri-Cities for over 15 years. He moved here after graduating from Lees-McRae College in Banner Elk North Carolina with a B.S. in Sports Management.  


Cedric began working in financial services in 2015, and joined Ferguson Wealth Management in 2022. He enjoys working with an independent firm where he is able to connect on a personal level with clients by learning their story.


Cedric specializes in  insurance based risk management planning.  


Cedric lives in Gray, TN with his wife and two children. He enjoys spending time with his family and coaching youth basketball.  

Our Planning Philosophy

  • As a firm, we understand that each individual’s financial situation is unique, as are their goals. It is imperative to take adequate time throughout a relationship to fully understand these variables. Only once we understand, can we then assist the client with implementing custom strategies that actually help them achieve their goals.


  • We plan holistically, but have a unique focus on planning for clients mid term goals, which are so often overlooked in the financial planning process. We believe it is prudent and diligent to plan for the future, but that there is also a distinct need to use your resources to live the life you have along the way. We take careful consideration to ensure that our clients' strategies are well coordinated to address their futures, while being intentional about planning to maximize the present. 


  • We advocate for clients to develop and implement well-coordinated legacy plans that are funded to maximize client objectives.  A thorough and coordinated financial plan creates the clarity needed for clients to gain envision, and therefore plan their legacy.   

our planning process

  • We begin each interaction by scheduling an introductory meeting where the client has the opportunity to interview our team, and we have the opportunity to interview the prospective client. If there is a mutual agreement to commit additional time, we engage in a series of meetings where we analyze the client’s present position, evaluate opportunity areas within the client’s plan, and develop strategies and solutions to help align their actions with their stated objectives.

 

  •  As planning is complex, we help clients implement their plans in prioritized phases. Each plan consists of a custom schedule of implementation.  Phased implementation meetings are scheduled at predetermined intervals after the initial plan has been developed.


  •  Following implementation of the initial plan, a client will graduate to our semi-annual review calendar. We conduct client reviews in first quarter and the third quarter of each year. In Quarter 1 we meet to review portfolio performance from the prior year, as well as prepare for client tax filings. In Quarter 3 we meet to update the overall financial plan and analysis. Intermittent planning meetings can be scheduled per client request to address an update that requires a timely discussion. 

SERVICES OFFERED

Tailored Financial Plans & Recommendations

Investment Portfolio Construction & Management

Retirement Income and Distribution Planning

Estate and Legacy Planning Services

Risk Management & Insurance Planning

Education Planning

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Periodic White Papers and Related Planning Commentary

Contact Us

Office Phone: (423) 328-3012

Fax:                  (423)-658-3147 

Ferguson Wealth Management

2800 Peoples Street, Suite 50, Johnson City, Tennessee 37604, United States

Office Hours

Open today

08:00 am – 05:00 pm

Monday - Friday: 8:00 am - 5:00 pm

Saturday: By Appointment 

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Copyright © 2020 Ferguson Wealth Management - All Rights Reserved.

  

Securities offered through Securities America, Inc., Member FINRA/SIPC. Advisory services offered through Securities America Advisors, Inc. Ferguson Wealth Management and Securities America are separate entities.   This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed. 


  • Philosophy | Process
  • Contact Us
  • Client Access
  • Our Team
  • Services

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