our planning philosophy
Our Planning Philosophy
- As a firm, we understand that each individual’s financial situation is unique, as are their goals. It is imperative to take adequate time throughout a relationship to fully understand these variables. Only once we understand, can we then assist the client with implementing custom strategies that actually help them achieve their goals.
- We plan holistically, but have a unique focus on planning for clients mid term goals, which are so often overlooked in the financial planning process. We believe it is prudent and diligent to plan for the future, but that there is also a distinct need to use your resources to live the life you have along the way. We take careful consideration to ensure that our clients' strategies are well coordinated to address their futures, while being intentional about planning to maximize the present.
- We advocate for clients to develop and implement well-coordinated legacy plans that are funded to maximize client objectives. A thorough and coordinated financial plan creates the clarity needed for clients to gain envision, and therefore plan their legacy.
our planning Process
Our Planning Process
- We begin each interaction by scheduling an introductory meeting where the client has the opportunity to interview our team, and we have the opportunity to interview the prospective client. If there is a mutual agreement to commit additional time, we engage in a series of meetings where we analyze the client’s present position, evaluate opportunity areas within the client’s plan, and develop strategies and solutions to help align their actions with their stated objectives.
- As planning is complex, we help clients implement their plans in prioritized phases. Each plan consists of a custom schedule of implementation. Phased implementation meetings are scheduled at predetermined intervals after the initial plan has been developed.
- Following implementation of the initial plan, a client will graduate to our semi-annual review calendar. We conduct client reviews in first quarter and the third quarter of each year. In Quarter 1 we meet to review portfolio performance from the prior year, as well as prepare for client tax filings. In Quarter 3 we meet to update the overall financial plan and analysis. Intermittent planning meetings can be scheduled per client request to address an update that requires a timely discussion.